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Who Pays For My Car Damage?

By Rich Potter - 28th June 2011

If you are involved in an accident and the other driver is at fault, the other driver’s insurance company usually pays for your car damage. The company will assign an adjuster to inspect your car and authorize payment to get it fixed. If you cannot reach an agreement with the adjuster and you have collision coverage under your insurance policy, you can have your insurance company pay to have your car damage fixed, less your deductible. You can then recover...

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What About My Car Loan?

By admin - 21st June 2011

If your car is totaled and money is still owed on your car, you will need to pay off the loan.  The property settlement will usually be used to pay this loan, but if the settlement is less than the loan balance, you will need to personally pay, or renegotiate the balance. Sometimes, cars are sold with additional insurance called GAP insurance.  Gap insurance will cover the difference between the loan amount and the settlement amount, so you should check...

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Have you been bitten by a dog

By Rich Potter - 8th June 2011

Dog Bite Injuries and Oregon Law It used to be the law in Oregon that, to recover for a dog bite injury, you had to prove the dog owner knew or should have known that their dog was likely to bite. This was known as the “one free bite rule” wherein an owner could only know that their dog might bite if it previously bit someone. Thus, if you were the unlucky first victim, the dog owner would escape liability,...

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If you are injured in an accident, you need to go to the doctor.

By Rich Potter - 8th June 2011

Lately I have been talking with more and more people who have been injured in an accident and they have large gaps in treatment.  Sometimes up to a six (6) months gap. If you are injured in an accident and don’t go to the doctor immediately, or have a large gap in treatment, it’s a gift to the insurance companies. The insurance company will use the lack of treatment or gap in treatment to suggest that you are not really...

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